Commercial auto insurance requirements in Georgia


Do you know what the minimum auto insurance requirements for the state of Georgia are?

If you own a business in the greater Atlanta area then listen carefully.

Or not.

But realize that you can be putting your entire business at liability.

Whether you are a home inspector in Dacula, a contractor that repairs water heaters in Stockbridge or a Braselton chiropractor in  listen closely.

  1. Minimums

    • Georgia requires vehicle owners to purchase liability insurance for their vehicles. Liability insurance pays for injuries or property damage after an accident. As of 2010, drivers must purchase a minimum of $25,000 bodily injury liability insurance to cover the injuries of a single person in an accident. Additionally, drivers must have a minimum of $50,000 in bodily injury coverage to pay for the injuries of multiple persons. Drivers must also purchase a minimum of $25,000 in property damage liability insurance to pay for damages to another person’s property. source

      Please remember these requirements apply whether you are getting an Atlanta, Savannah or Augusta auto insurance policy.

    Continuous Coverage

    • The law requires owners to hold continuous liability coverage for the entire time they own their vehicles. The DDS requires proof of insurance to issue driver’s licenses, vehicle registrations and license plates. Failure to provide proof of continuous coverage can result in loss of driving privileges and revocation of vehicle registration.


    • The state maintains vehicle insurance records in the Georgia Electronic Insurance Compliance System, a database system, and does not accept insurance cards as proof of insurance. The law requires insurance providers to Continue reading

Posted in Georgia auto insurance | Tagged , | Comments Off

Atlanta Nationwide Insurance Review


Atlanta Nationwide Insurance Review of Lloyd Pro Group

Lloyd Pro Group Inc. is a Nationwide Insurance agency that will work to earn your trust and your business. In fact we have been helping Atlanta protect what matters most since 1985.

Our Mid town Atlanta office location can be found at:

Nationwide Insurance
1532 Howell Mill Rd NW Atlanta, GA 30318
Phone : 404-335-7050 Fax: 404-563-7620
Nationwide Insurance Atlanta

 What are people saying?

Nationwide has been on my side for over 25 years. Through circumstances that were beyond my control (flooding) to stupid mistakes (hitting my own mailbox), they have been consistent with customer service and Continue reading

Posted in Georgia auto insurance | Tagged , | Comments Off

Lloyd Pro Group Review


Atlanta Auto Insurance Agency Lloyd Pro Group Review

LPG has been providing affordable Atlanta auto insurance quotes since 1985!

Lloyd Pro Group | Nationwide Insurance
2980 Cobb Parkway Southeast #172, Atlanta, GA 30339
(404) 892-2864 (404) 892-2572 (Fax)

Lloyd Pro Group | Nationwide Insurance
2675 Breckinridge Boulevard, #100, Duluth, GA 30096
Phone: 770-497-1200     Fax: 770-814-7187

Lloyd Pro Group | Nationwide Insurance
4919 Flat Shoals Pkwy, #109 Decatur, GA 30034
Phone :770-808-9900 Fax: 770-808-9944

Lloyd Pro Group | Nationwide Insurance
2973 Georgia 5, Douglasville, GA 30135
(770) 947-8096

Did YOU know that Lloyd Pro Group has been has been helping the greater Atlanta area save money Continue reading

Posted in Georgia auto insurance | Tagged , , , | Comments Off

2015 honda fit sneak preview


 Here is a 2015 honda fit sneak preview from the auto show

2015 honda fit review

 Here are some comments from around the web on the latest changes to the FIT.

“It’s still small, but Honda found ways to make more room inside its popular Fit while adding some pizzazz to the front and high-end amenities in a new model presented Monday.

One of the most anticipated introductions at the Detroit Auto Show, the new Fit was technically a tad shorter and wider, but the gains of inside legroom made it feel like a much more generous mid-sized saloon.” source

And yes, for the Fit fanatics there are still the Magic Continue reading

Posted in Georgia auto insurance | Tagged , , | Comments Off

Top Automobile Consumers Satisfaction Ratings 2013


Here is The 2013 American Customer Satisfaction Index List Of The Top Automakers That Get Consumers Satisfaction Ratings
- by Frank Thomas

If YOU are looking for a new car then you owe it to yourself to see Forbes 2013 list of top consumer rated car makers.

Personally based on this report I would pick a foreign car over a domestic one.

Consumer satisfaction = Cars that do not give you headaches!

First we will discuss the 2013 American Customer Satisfaction Index List then we will compare it JD Powers Car Dependability study and the Consumer Reports car dependability study to see how domestics and imports did.


First here is the American Customer Satisfaction Survey results for 2013


1. Mercedes-Benz

Mercedes jumped 4% over last year’s satisfaction ratings.

2. Lexus

Lexus slipped slightly in its ratings compared to last year but continued to hold the No. 2 spot on the list.      

3. Subaru

A man rides a horse as a Subaru Impreza WRX with driver Yuriy Protasov and co-driver Kyrylo Nesvit, both from Ukraine, compete in the WRC Acropolis Rally. Subaru was the highest-ranked non-luxury marque on the list.

4. Toyota

As recently as 2010 American and Japanese auto brands were tied in satisfaction ratings, but this year Asian brands far surpassed those from Detroit.

5. Honda

The top automakers for 2013 are a mix of luxury and Japanese brands

6. Cadillac

Cadillac is tied for the highest-ranked American brand on the satisfaction list.

7. GMC

GMC jumped five points in satisfaction scores from 2012 to 2013 to tie Cadillac for the highest-placed domestic brands.

8. Volkswagen

Volkswagen dipped slightly in its score over 2012 but still exceeds the luxury average satisfaction rate.

9-12. Acura, Ford, Nissan and Chrysler

These cars customer satisfaction score equals the industry average.

NOTICE how this compares with the results JD Powers found in their 2013 Vehicle Dependability Study. They found that the MAJORITY of the 18 classifications went to Continue reading

Posted in Georgia auto insurance | Tagged , , , , , , , , , , | Comments Off

Don’t 360 Flip Your Mini Cooper Like This


Daredevil Guerlain Chicherit shows you how he did a 360 degree back flip in a mini cooper.

Just imagine the adrenaline pumping through his body as he did this.

So whether you have a mini-cooper or not…

Don’t try this at home.

I promise it will make your auto insurance go up… BIG TIME.

Posted in Georgia auto insurance | Tagged , , | Comments Off

top 10 WORST things to do to your vehicle


Thou shalt not defer car maintenance

Are you a responsible car owner or are you guilty of these top 10 WORST things to do to your vehicle?

Here are the top 10 defered car maintenance mistakes:

1.  Putting off recommended / scheduled maintenance

2. Ignoring the “check engine” light

3. Not changing the oil, or not having it changed on time

4. Not checking tire pressure

5. Neglecting coolant, brake, transmission and other fluid services

6. Continuing to drive when Continue reading

Posted in Georgia auto insurance | Tagged , , | Comments Off

Does Georgia RANK in the top 10 list Of Traffic Jam cities?


So how does Georgia rank in this top 10 list Of Traffic Jam and traffic congested cities?

As crowded as Atlanta can get on a Friday afternoon in Rush hour you might expect to see Atlanta win a spot in one the top 10 spots in this infographic.

Well YOU would be right.

Not sure if that is something to be PROUD of :(

Does Georgia rank in top 1 list of traffic jam cities?

Well here is the top 10 in order with the accumilated annual wasted commute time per city Continue reading

Posted in Georgia auto insurance | Tagged , , , , , , , , | Comments Off

Forbes list of 2009 used cars to avoid


Here is the latest Forbes list of 2009 used cars to avoid

bmw x5 makes forbes list of used cars to not buySorry BMW Lovers!

We don’t make the news we only report it here.

So if you are in the market for a 2008 or 2009 used car then read these carefully.

Then hop on over to the forbes article to find out WHY they got a thumbs down.

Continue reading

Posted in Georgia auto insurance | Tagged , , , , , , , , , | Comments Off

This is why we wear seat belts


This is why we wear seat belts in Georgia

Now this fellow miraculously made it out alive as he crashed through the windshield and was able to walk away apparently unscathed.

You though dear reader may not be so fortunate.

QUESTION: Continue reading

Posted in Georgia auto insurance | Comments Off