Commercial auto insurance requirements in Georgia

Do you know what the minimum auto insurance requirements for the state of Georgia are?

If you own a business in the greater Atlanta area then listen carefully.

Or not.

But realize that you can be putting your entire business at liability.

Whether you are a home inspector, a contractor that repairs water heaters in Stockbridge or a Braselton chiropractor and use your car for business then listen closely.

  1. Minimums

    • Georgia requires vehicle owners to purchase liability insurance for their vehicles. Liability insurance pays for injuries or property damage after an accident. As of 2010, drivers must purchase a minimum of $25,000 bodily injury liability insurance to cover the injuries of a single person in an accident. Additionally, drivers must have a minimum of $50,000 in bodily injury coverage to pay for the injuries of multiple persons. Drivers must also purchase a minimum of $25,000 in property damage liability insurance to pay for damages to another person’s property. source

      Please remember these requirements apply whether you are getting an Atlanta, Savannah or an Augusta policy.

    Continuous Coverage

    • The law requires owners to hold continuous liability coverage for the entire time they own their vehicles. The DDS requires proof of insurance to issue driver’s licenses, vehicle registrations and license plates. Failure to provide proof of continuous coverage can result in loss of driving privileges and revocation of vehicle registration.


    • The state maintains vehicle insurance records in the Georgia Electronic Insurance Compliance System, a database system, and does not accept insurance cards as proof of insurance. The law requires insurance providers to Continue reading

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Atlanta Nationwide Insurance Review

Atlanta Nationwide Insurance Review of Lloyd Pro Group

Lloyd Pro Group Inc. is a Nationwide Insurance agency that will work to earn your trust and your business. In fact we have been helping Atlanta protect what matters most since 1985.

Our Mid town Atlanta office location can be found at:

Nationwide Insurance
1532 Howell Mill Rd NW Atlanta, GA 30318
Phone : 404-335-7050 Fax: 404-563-7620
Nationwide Insurance Atlanta

 What are people saying?

Nationwide has been on my side for over 25 years. Through circumstances that were beyond my control (flooding) to stupid mistakes (hitting my own mailbox), they have been consistent with customer service and Continue reading

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Lloyd Pro Group Review

Atlanta Auto Insurance Agency Lloyd Pro Group Review

LPG has been providing affordable car insurance quotes Atlanta since 1985!

Lloyd Pro Group | Nationwide Insurance
1830 Water PL STE 105, Atlanta, GA 30339
(404) 892-2864 (404) 892-2572 (Fax)

Lloyd Pro Group | Nationwide Insurance
2675 Breckinridge Blvd, Suite 100, Duluth, GA 30096
Phone: 770-497-1200     Fax: 770-814-7187
Get a free quote for car insurance in Duluth today.

Lloyd Pro Group | Nationwide Insurance
Contact a Decatur car insurance agent here:
4919 Flat Shoals Pkwy, #109 Decatur, GA 30034
Phone :770-808-9900 Fax: 770-808-9944

Lloyd Pro Group | Nationwide Insurance
2973 Georgia 5, Douglasville, GA 30135
(770) 947-8096
Get a free quote for car insurance in Douglasville right now

Did YOU know that Lloyd Pro Group has been has been helping the greater Atlanta area save money Continue reading

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Progressive insurance in Atlanta Ga

Atlanta Progressive Insurance Review

Atlanta progressive insurance agency

Before you chose an agency to buy Progressive insurance in Atlanta from please read this.

Progressive insurance was started in 1937 and is one of the largest providers of car insurance in the USA.

Since they also write policies for motorcycles, boats, RVs and commercial vehicles it would make sense to talk to them about getting discounts for multiple policies.

Did you know there are over 13,000,000 policies out there written by Progressive?

Combine that with over 30,000 independent insurance agencies out there it could get confusing as to which one you should choose as your personal agent to write your home and car insurance.

Have you heard of SNAPSHOT?

What is snapshot?

Snapshot is Progressive’s Pay As You Drive program.

IMAGINE only paying for the insurance You use.

How does Snap Shot work?

It is a voluntary discount program where drivers can save money on their car insurance by sharing their driving habits with Progressive.

Imagine plugging a device the size of a garage door opener into the on-board diagnostic port of their car.

This little device then records and sends your driving data to Progressive.

After 30 days, drivers can find out if they’re eligible for a discount.

Just suppose you could save up to 30 percent – based on your 30-day “snapshot” of driving habits.

Is Snapshot for everyone?

Snapshot is best for people who:

  • drive less
  • in safer ways
  • and during safer times of day

Give Atlanta insurance a chance to show you how Progressive can save you money on your auto insurance policies.

 Progressive should they decide not to engage in the program after receiving it. [14]

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2015 honda fit sneak preview

 Here is a 2015 honda fit sneak preview from the auto show

2015 honda fit review

 Here are some comments from around the web on the latest changes to the FIT.

“It’s still small, but Honda found ways to make more room inside its popular Fit while adding some pizzazz to the front and high-end amenities in a new model presented Monday.

One of the most anticipated introductions at the Detroit Auto Show, the new Fit was technically a tad shorter and wider, but the gains of inside legroom made it feel like a much more generous mid-sized saloon.” source

And yes, for the Fit fanatics there are still the Magic Continue reading

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Top Automobile Consumers Satisfaction Ratings 2013

Here is The 2013 American Customer Satisfaction Index List Of The Top Automakers That Get Consumers Satisfaction Ratings

If YOU are looking for a new car then you owe it to yourself to see Forbes 2013 list of top consumer rated car makers.

Personally based on this report I would pick a foreign car over a domestic one.

Consumer satisfaction = Cars that do not give you headaches!

Question… Are YOU as loyal to your car brand as you are to your Auto insurance provider?

First we will discuss the 2013 American Customer Satisfaction Index List then we will compare it JD Powers Car Dependability study and the Consumer Reports car dependability study to see how domestics and imports did.


First here is the American Customer Satisfaction Survey results for 2013


1. Mercedes-Benz

Mercedes jumped 4% over last year’s satisfaction ratings.

2. Lexus

Lexus slipped slightly in its ratings compared to last year but continued to hold the No. 2 spot on the list.      

3. Subaru

A man rides a horse as a Subaru Impreza WRX with driver Yuriy Protasov and co-driver Kyrylo Nesvit, both from Ukraine, compete in the WRC Acropolis Rally. Subaru was the highest-ranked non-luxury marque on the list.

4. Toyota

As recently as 2010 American and Japanese auto brands were tied in satisfaction ratings, but this year Asian brands far surpassed those from Detroit.

5. Honda

The top automakers for 2013 are a mix of luxury and Japanese brands

6. Cadillac

Cadillac is tied for the highest-ranked American brand on the satisfaction list.

7. GMC

GMC jumped five points in satisfaction scores from 2012 to 2013 to tie Cadillac for the highest-placed domestic brands.

8. Volkswagen

Volkswagen dipped slightly in its score over 2012 but still exceeds the luxury average satisfaction rate.

9-12. Acura, Ford, Nissan and Chrysler

These cars customer satisfaction score equals the industry average.

NOTICE how this compares with the results JD Powers found in their 2013 Vehicle Dependability Study. They found that the MAJORITY of the 18 classifications went to Continue reading

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